10 Online Jobs in Kenya That Pay Through M-Pesa in 2025.
The internet has revolutionized how people work and connect globally, introducing countless online job opportunities. These jobs often eliminate the need for traditional employer-employee interactions, offering significant advantages for both sides. In Kenya, the integration of M-Pesa as a payment method has further simplified online work, making it more accessible and efficient.
Why Choose Online Jobs That Pay via M-Pesa?
M-Pesa offers a convenient, fast, and reliable way to receive payments. Unlike other payment methods, M-Pesa minimizes delays and eliminates geographical constraints. For those wondering how to leverage online opportunities, here’s a guide to the top 10 online jobs in Kenya that pay through this popular mobile money platform.
1. Freelance Writing
If you’re skilled at crafting engaging content, freelance writing might be your calling. Writers create diverse content, including articles, product reviews, and fictional stories, for clients or companies.
- Skills Needed: Research, grammar, creativity.
- Platforms: Upwork, Fiverr, local agencies.
Writers in Kenya can easily receive payments via M-Pesa from platforms that support local payment methods.
2. Virtual Assistant (VA)
A VA offers administrative support to clients from a remote location. Tasks vary depending on the employer’s needs but commonly include:
Task | Description |
---|---|
Email Management | Organizing and responding to emails. |
Phone Handling | Making and directing calls. |
Transcription | Converting audio to text. |
Customer Support | Assisting clients with queries. |
File Organization | Managing digital files and documents. |
Local platforms like Vyemma now link VAs with Kenyan clients, with payments made conveniently through M-Pesa.
3. Website Flipping
Website flipping involves buying, improving, and selling websites for a profit. Improvements might include enhancing traffic or monetization capabilities.
- Strategies:
- Buy a dormant site, improve it, and sell for profit.
- Acquire sites with valuable domain names for resale.
- Use purchased sites to direct traffic to existing businesses.
Payments can be arranged via M-Pesa for domestic transactions.
4. Freelance Web Design
Web designers create and customize websites for clients. This role requires technical skills in HTML, CSS, and JavaScript, alongside creativity and collaboration.
- Specializations:
- Entertainment websites.
- E-commerce platforms.
- Personal blogs.
Kenyan freelance web designers often receive payments via M-Pesa, making it an attractive option for those looking to work independently.
5. Social Media Marketing and Influencing
Social media marketers create and execute strategies to enhance a company’s online presence. Influencers, on the other hand, use their following to promote products and services.
- Platforms: Facebook, Instagram, Twitter.
- Demand: Companies allocate increasing budgets to social media marketing.
Both marketers and influencers find M-Pesa a convenient payment option for their services.
6. Forex Trading
Forex trading involves buying and selling currencies for profit. It is regulated in Kenya by the Capital Markets Authority (CMA). Local brokers offer M-Pesa as a deposit and withdrawal method, making it easier for Kenyans to participate in this global market.
- Top Brokers in Kenya:
- Windsor Markets.
- HotForex Kenya.
- Scope Markets.
7. Social Media Management
Social media managers oversee a company’s social media presence, ensuring consistent engagement with the audience. Unlike marketers, managers focus on:
- Monitoring and responding to comments.
- Managing online interactions.
- Curating content aligned with brand identity.
Freelancers in this field often prefer M-Pesa for quick and secure payments.
8. Freelance Graphic Design
Graphic designers create visual content for branding and marketing purposes. They use tools like Adobe Photoshop and Illustrator to design:
Specialization | Focus |
Logo Design | Creating company logos. |
Package Design | Developing product packaging. |
Multimedia Development | Combining visuals and sound. |
Infographics | Designing informational graphics. |
Freelancers in this domain often choose M-Pesa for payment convenience.
9. Affiliate Marketing
Affiliate marketers earn commissions by promoting products or services through tracked links. In Kenya, platforms like Jumia’s KOL program are popular. Affiliates apply, promote products, and earn commissions through M-Pesa.
10. Blogging
Blogging involves sharing views on specific topics through a website. Bloggers monetize their sites through:
- Ad Space: Selling advertising slots.
- Sponsored Content: Writing paid promotional articles.
- Downloadables: Offering premium content for a fee.
Successful bloggers, often specializing in niches like health or technology, frequently receive earnings via M-Pesa.

International Payment Platforms Supporting M-Pesa Withdrawals
For those who prefer M-Pesa for financial transactions, there are several international payment platforms that enable fund transfers or withdrawals directly to M-Pesa. These platforms ensure seamless and secure transactions for users across borders.
Top International Payment Platforms
Platform | Description |
---|---|
Wise | Previously TransferWise, this London-based fintech provides fast, low-cost money transfers using Reuters’ exchange rates to convert currencies to Kenyan Shillings for M-Pesa withdrawals. |
WorldRemit | Operating in over 130 countries with more than 70 currencies, this platform facilitates international remittances. It acquired SendWave in 2021. |
PayPal | Among the pioneers of M-Pesa integration, PayPal allows instant transfers between PayPal and M-Pesa wallets. |
Xoom | A service from PayPal, Xoom supports money transfers from Canada and the U.S. to over 131 countries, including direct M-Pesa wallet deposits. |
Skrill | Popular with online workers, Skrill’s M-Pesa service offers quick, cost-effective two-way transactions. |
High-Paying Online Jobs in Kenya
Earning a sustainable income from online work requires commitment and skill. Several online jobs not only pay well but also support M-Pesa transactions, making them accessible for Kenyans.
Factors Influencing Online Job Earnings
- Experience and Knowledge: Proficiency in specific fields leads to better-paying opportunities.
- Client Base: Established relationships with clients result in consistent work.
- Negotiation Skills: Those who negotiate effectively often secure higher rates.
- Quality of Work: Delivering high-quality output ensures repeat clients and referrals.
Examples of Lucrative Online Jobs
- Blogging: Writing niche content for monetization.
- Forex Trading: Analyzing markets and trading currencies.
- Virtual Assistance: Providing administrative support to businesses remotely.
Kenya’s Top Online Job
The title of the best online job in Kenya is subjective. However, copywriting stands out due to its scalability, numerous monetization options, and integration with diverse media forms. Copywriters can offer their services to various industries while growing their skills and income.
Earnings on YouTube
YouTube calculates creators’ income through the AdSense platform using a metric called RPM (Revenue per Mille). This measures earnings per 1,000 views. Kenyan content creators typically earn an average RPM of $1, though it can vary based on video quality and length, ranging from $0.5 to $5 per 1,000 views. For instance, content creators who consistently produce high-quality, engaging videos tend to earn on the higher end of the scale.
Apps That Pay Real Money in Kenya
Numerous apps provide Kenyans with avenues to earn money directly or indirectly. Here are some examples:
App | Earning Methods |
---|---|
Jumia | Selling items or participating in affiliate programs. |
Becoming influencers, showcasing sponsored content, or selling directly. | |
Leveraging a fan base to market and sell products. | |
YouTube | Earning via AdSense for content creation. |
Amazon | Earning commissions through affiliate marketing. |
Making Money with Smartphones
Owning a smartphone opens up numerous opportunities to earn income in Kenya. Some of the most effective ways include:
- Forex Trading: Engaging in currency exchange via trading apps.
- Social Media Management: Helping businesses grow their online presence.
- Affiliate Marketing: Promoting products and earning commissions.
Work-from-Home Opportunities
Kenyan professionals and entrepreneurs can explore various online jobs that pay through M-Pesa, ranging from conventional options like freelance writing and web design to modern roles like virtual assistance and forex trading. International payment platforms with M-Pesa integration further broaden the possibilities for remote work.

Conclusion
The availability of online jobs paying via M-Pesa has transformed Kenya’s digital landscape. Whether as a writer, designer, or trader, the convenience and reliability of M-Pesa ensure seamless transactions, empowering Kenyans to thrive in the global digital economy.
DISCLAIMER: This article provides general information and is not intended as professional advice. Any action taken based on this content is at the reader’s discretion and risk.
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